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Popular types of trading in stocks

  First is Intraday trading , it is a form of speculation in securities in which a trader buys and sells a stock within the same trading day!  Many great investor's don't support this type of trading... Benjamin Graham says in his book the intelligent investor that Intraday is quickest way to financial suicide !  Second type is BTST /STBT ::    Means buy today and sell tomorrow ! And sell today and buy tomorrow.. These trading facilities of BTST and STBT help the customers benefit from short-term price volatility in the stocks. Third type is Short selling ::   Short selling means you sell a stock first and then you buy it afterwards from your broker!  Here the difference between the price is your profit/loss! For example if you sell a stock at 100 Rs and  afterwards you buy it at 90 Rs from your broker so here you got profit of 10 Rs per stock!  Fourth type is Swing trading ! :: In  Swing trading you try to capture a Swing in the ...

Policy Bazaar IPO

  Policybazaar is an Indian insurance aggregator and multinational financial technology company.  The company was founded in 2008 by Yashish Dahiya, Alok Bansal and Avaneesh Nirjar. The company has set a price band of Rs 940-980 per share for the IPO. PolicyBazaar IPO will open for subscriptions on November 1. The three-day IPO will conclude on November 3, PolicyBazaar had a steady year of growth.  It has a market share of only 0.54% . In FY 2018-19 _Total income was 529 Crores with Net loss of -347 Crores . In FY 2019-20_ Total income was 856 Crores with Net Loss of -304 crores. In FY 2020-21___ Total income was 957 Crores with Net loss of -150 crores . The company's revenue is increasing year after year and its loss is also reducing which is a good sign . The Future plan of the company is good , but at the present the fundamentals are not appealing . If we talk about number of policies they have sold then...  In FY 2019 they sold 3 Million policies Then in FY 20...

The 50 30 20 Rule

 Hello reader !!  I hope you are doing well..! So what is 50-30-20 Rule ... Well it's a simple Rule which protects you from bankruptcy. In the past people didn't had any Rule for personal Finance so the people who were smart they saved the money for future and the one who weren't they just spends their hard earned money on unnecessary stuff's and ends up broke. In order to stay financial free we should follow this rule  Here this 50_30_20 Rule helps you in order to achieve your financially Goal!  Lets hop onto it!  According to this Rule  one's income is divided into three parts in the percentage of 50 ,30 and 20 ....where one should put 20 per cent of its income for savings and investments , 50 per cent for necessary/daily stuffs while 30 per cent for luxurious needs!  Of course you can reduce the percentage of luxurious stuffs and add it to savings and investments! It totally depends upon you!

Some lessons to be learned !! by Peter Lynch

Worth to remember !! 1. Never own anything which you don't understand. 2.Logic is the subject which will help you most in picking stocks. 3.Avoid Hot stocks and Whisper stocks. 4.Once you are able to explain the story to a guy who has 0 knowledge of stocks and he understands properly then you have a real grasp of a situation! 5.Try to invest in companies who has a strong balance sheet and less debt. 6.P/E ratio plays vital role... so compare it with the peer companies, the lower the better! 7.Never listen to professionals, kindly do your own research ! 8.Buying a company with mediocre prospects just because the stock is cheap is LOSING Technique. 9.Selling an outstanding Fast grower because it's stock seems slightly overpriced is a LOSING Technique 10.Market declines /Corrections / Recession are the great opportunities to buy great companies at cheap price!

Is Zomato worth to invest in?

  Zomato is a great company, it's growth is tremendous! Nowadays there is lots of hype of Zomato's IPO Now How will you know it's a good company to invest in? So for that you have to check company's fundamentals.... so lets have a look ,  In FY2018 Net profit was -106 Crores  In FY2019 Net profit was -1010 Crores In FY2020 Net profit was -2385 Crores  So the company is getting loss year after year!  The companys expanses is more then it's income!  Also the stake of the promoter in the company is very less around 6% Approximately And the good thing about Zomato is it's growth  In FY2019 YoY  growth was 185%  In Fy2020 YoY growth was 96%  Summary  At present Zomatos Fundamental is not good,  But the growth is quite good...  Due to the future plans of the company it can make profits in future but right now it's not good to invest your money in Zomato for long term ... But the hype is good and you can have a strong listing gai...

Why you should Invest your money in stocks?

  Stock market gives you opportunity to be a  part of something big ! Many people considers stock market as gambling I will neither agree nor disagree with them... Because if you put your money in stocks after doing your study on the company then it's investing and if you put your money in stocks after listening to some expert or just because your colleagues/friends brought it then I'll say it's pure gambling.  Now I'll come to this question, why you should buy stock? So below are the some reasons  1.High Returns   Yes stocks do give high returns then FD, Savings Account. Historically the NIFTY Index has given a return of 17%  and they are quite safe too if you invest for long term after doing your homework. So choose wisely.  2.High Liquidity   Nowadays stock exchanges provides high Liquidity so in case if  you change your mind then you can easily sell your stocks by tip of your fingers!  3.Creates wealth   Many great people says t...

When to sell a stock?

  In this article I'll be considering that you are a value investor Or long term investor and you have buyed a stock after doing your homework ... So When to sell a stock which you have buyed in hope that it will turns out to be multi-bagger stock in future!  Let's begin,  1.Purpose   When the purpose of the stock is fulfilled then you can sell it, Means For what purpose you have buyed it in first place is Fulfilled then you are good to go!  2.Fundamentals   Fundamentals plays a vital role in checking companies Health . You should sell a stock when it's fundamentals starts decaying... What I mean by fundamentals is the financial papers like P&L statement, balance sheetsheet and Cash flow statement!  How you can check is, if the company started manipulating it or when a companies debt is increased or if company is Defaulting it's debt payment or if there is some corruption going on in the Company! Or when the profits starts to decreasing, then ask...

When to buy a stock ?

There are so many factors you should consider before buying a stock... In this article I will be telling you 7 Most important factors you should check before buying any stock.   This 7 things will help you for selecting a stock for long term! So let's begin...  1.Business Model     This is a most common thing you should know before investing in a company. You should understand the business model,  what the company do and how it makes profits and will this company survive in recession and if yes then why or how?     Ask yourself this kind of questions and if got the right answer's then good to go on second point.  2.Revenue  Revenue of the company must be increasing year after year... You can check this by visiting any Financial website, one which I use is screener.in  See human population is increasing year after year right? And it will of course continue increasing in future so the customers of the company also should inc...

Top 4 Tax saving investments

1.  Public provident fund (PPF) . A public provident fund is an tax savings investment in india introduced by national saving institute of ministry of finance. Any Indian citizen can open PPF account  The amount you invest upto 1,50,000 is deductible from your taxable income. The interest you earn is non taxable and the maturity amount you get after 15 years is also tax exempt. 2.  National pension scheme (NPS) NPS is a government sponsored pension scheme. Any Indian citizen can invest in National pension scheme .You can make an annual contribution till you turn 60 years of age and minimum requirement is 18 years of age .If you invest in national pension scheme (NPS) then you van avail a deduction of 1.5 lakhs under section 80c and also an addition deduction benefit of 50,000 under section 80CCD. 3.  Equity linked saving scheme (ELSS). An equity linked saving scheme (ELSS) is a type of diversified equity scheme which is close ended with a lock in period of three year...

Health is Wealth !

  What is good health ??   why we should be in good health , What is relationship between health and wealth??..See there is simple thing , if you are not in good health then you will fall ill or you will catch some disease due to which you will lose your all wealth which you have earned very hard ! So in order to live a financially stable life you need to have a good health!   There is a saying, “A healthy body  is a house of a healthy mind ”.  There is enormous reasons of why you should stay healthy! So let's discuss what it takes to have a good health.                                                                                      Good health comes with a cost ! So for that there is some simple thing which you should do daily in ...

How to become wealthy ?!

  Wealthy , we all wanna become that, right? But are we all ready to give what it takes..? In this article i will tell you secret which know one says !!! Very few people are ready or willing to do that , that’s why 1 in a million is really wealthy ! If you are an adult and your age is between 17 to 22 then you can consider yourself   in . This age groups people spend more and save none …so the first thing you should do is SAVING ,This will put you one step ahead then majority of people . The second thing you should do is Learn more , enhance your knowledge , talk to more people try to learn from there experiences .A kind suggestion which I would like to give is stay away from girls or do not try to fall in love because in this period you think its love but actually its just attraction and the probability is more that you will fall in love with wrong girl and that will lead you to depression ….                       ...

The story of Biggest Entrepreneur !!!

Failure is Simply the opportunity to begin again this time with more intelligently !                   said by Henry ford.  Henry ford was an american industrialist and business magnate , he was founder of The Ford Motors Company . His introduction of Model T car , revolutionized the Transportation and american history. He is credited with Fordism .  Henry was one of eight children born to William and Mary Ford. He was born on a farm near Dearborn, Michigan on 30 July 1863. For eight years he attended a one-room school when he wasn't helping on the farm with the harvest.Once his father gave him a watch in his early teens , At 13 he dismantled and reassembled the timepieces of friends, dozens of time gaining the reputation of watch repairman. His journey begins when he left his home at the age of 16 and went to Detroit to do something different and he got job as a Apprentice machinist .Henry by chance learned about the ga...