The Source

1.  Public provident fund (PPF) . A public provident fund is an tax savings investment in india introduced by national saving institute of ministry of finance. Any Indian citizen can open PPF account  The amount you invest upto 1,50,000 is deductible from your taxable income. The interest you earn is non taxable and the maturity amount you get after 15 years is also tax exempt. 2.  National pension scheme (NPS) NPS is a government sponsored pension scheme. Any Indian citizen can invest in National pension scheme .You can make an annual contribution till you turn 60 years of age and minimum requirement is 18 years of age .If you invest in national pension scheme (NPS) then you van avail a deduction of 1.5 lakhs under section 80c and also an addition deduction benefit of 50,000 under section 80CCD. 3.  Equity linked saving scheme (ELSS). An equity linked saving scheme (ELSS) is a type of diversified equity scheme which is close ended with a lock in period of three year...

  What is good health ??   why we should be in good health , What is relationship between health and wealth??..See there is simple thing , if you are not in good health then you will fall ill or you will catch some disease due to which you will lose your all wealth which you have earned very hard ! So in order to live a financially stable life you need to have a good health!   There is a saying, “A healthy body  is a house of a healthy mind ”.  There is enormous reasons of why you should stay healthy! So let's discuss what it takes to have a good health.                                                                                      Good health comes with a cost ! So for that there is some simple thing which you should do daily in ...

  Wealthy , we all wanna become that, right? But are we all ready to give what it takes..? In this article i will tell you secret which know one says !!! Very few people are ready or willing to do that , that’s why 1 in a million is really wealthy ! If you are an adult and your age is between 17 to 22 then you can consider yourself   in . This age groups people spend more and save none …so the first thing you should do is SAVING ,This will put you one step ahead then majority of people . The second thing you should do is Learn more , enhance your knowledge , talk to more people try to learn from there experiences .A kind suggestion which I would like to give is stay away from girls or do not try to fall in love because in this period you think its love but actually its just attraction and the probability is more that you will fall in love with wrong girl and that will lead you to depression ….                       ...

Failure is Simply the opportunity to begin again this time with more intelligently !                   said by Henry ford.  Henry ford was an american industrialist and business magnate , he was founder of The Ford Motors Company . His introduction of Model T car , revolutionized the Transportation and american history. He is credited with Fordism .  Henry was one of eight children born to William and Mary Ford. He was born on a farm near Dearborn, Michigan on 30 July 1863. For eight years he attended a one-room school when he wasn't helping on the farm with the harvest.Once his father gave him a watch in his early teens , At 13 he dismantled and reassembled the timepieces of friends, dozens of time gaining the reputation of watch repairman. His journey begins when he left his home at the age of 16 and went to Detroit to do something different and he got job as a Apprentice machinist .Henry by chance learned about the ga...

  The United States dollar was printed in 1914 upon the creation of Federal reserve bank. Due to world war I, many countries growth stopped but not America, because no big war took place on the lands of America. This put America one step ahead ...                                                                                                           Today US dollar is so powerful because of many reasons... some of them are Strong Economy,    High ratio of entrepreneur , Gold reserve .                 Other countries trade with US dollar therefore dollars are the major cashflow . This strength makes US to structure monetary policy without any dependence on exc...

A bond is an instrument of indebtedness of the bond issuer to the bond holder . The most common type of bonds include government bonds and private company bond .   Bonds are really safe investment then stocks ! Government bonds are alot safe then some companies bond , Issuer issues bond with coleteral which i s very good . Bonds are of many types Fix rate interest bond , Variable interest bond and some more ! Benjamin graham (Guru of warren buffet ) always says, that you have to put 25% of your capital in bonds and remaining 75 in stock . Its like diversifying your portfolio which is good. Spread it as you build it . See if you have 1,00,000 Rs then you should not put 100% of your capital in stocks ... You should divide your capital into some parts like 25% must be invested in bonds (unwritten rule) and 10% in gold and remaining in Stocks i.e. 65% ! There is a saying ‘‘ spread it as you build it ’’ ! So Always divide your capital into many assets !  Some say bond's and debentu...

1_LEARNING CONTINUOUSLY Never stop learning ,If you have reached your goal and you think that '' i am best trader/investor NOW then you are just fooling yourself ! Learn from your mistakes and learn CONTINUOUSLY , never stop learning because if you stop learning then you are going to get replace by someone else who knows new skills then you !!  2_DON'T MAKE SAME MISTAKES One is good if he learns from his mistakes but one is better if he learns from others MISTAKES ! So learn from others MISTAKES don't waste your time doing the same mistake !  3_NEVER LISTEN TO MARKET NEWS  Most of news which are in Market are just noise and they are not important too ! People who can't make money by investing in Stocks they start forecasting about stocks ! So just follow your instincts and your knowledge !  4_MAKE A JOURNAL  Always make note of all your transactions in a journal and read that book once in a month and try to learn what MISTAKES you have done and make sure you don...

  1.The best investment ever you can make is buying House ! House is something which gives you returns in the form of value appreciation and the risk in buying House is negligible, zero risk !!   House is safest Investment you can ,invest in . If you buy an house in some good area and you gave it to tenant then you will get rent money !As peter lynch says in his book ,that Start investing only after you have buyed House !  2. Invest in Index fund . Putting money in index like NIFTYBEES etc  By investing money in Index you will indirectly invest in indias GDP ! As you all know indias GDP % increases year after year ! So don't think Too much just put some money in index !  3. Put money in bonds ! Bonds are safest Financial instruments to invest if you are safe player ! Bonds will give you more returns then Saving account and the risk is also very less ! Government bonds are good to go . According to Benjamin graham book , Always put 25% of your capital in bon...

  I will not waste you time by writing unprodutive things , I'll get direct to point ...There are many secrets of how to become millionaire and one of then is TO CREATE MANY SOURCE OF INCOME !  So the biggest secret to become billionaire is to have passive income . If you see all the millionaires and billionaires have many source of income and they know how to multiple their money ! So creating passive income is first step to become financially independent !! Create many sources of income some examples are as follows. 1.Buy home and give it on rent. 2.Invest in Stocks, bond's !  3.Do freelancing. 4.Buy properties , lands !  5.Invest in gold ! etc. There are many ways of passive income you can google it , the above mentions are common and very easy to apply !  But the most important thing is , You must learn one skill and give your 100% to learn and become best at that skill ! Because if you are not good at that skill then anyone can replace you like its happenin...

  Rich  !!! we all wanna become rich, So for that you have to do only one thing i.e. Invest in Stock market .   So how to do it ...  You just have to save 1 lakh Rupees or any specific amount you can save and then put your money in index (NIFTY50) Or any index of your country (Average return is 15% for NIFTY) and leave it for 40 years and after 40 years your 1 lakh will become around 2.2 crore's ...Suppose your age is currently 20 and if you put 1 lakh in NIFTY50 then when you will turn 60 years you will have 2.2 crores for your retirement ! so ,you don't need to worry about your retirement , because if you put 1 lakh in NIFTY50 or any good index then you will have money to spend after you turn 60. If You wanna become rich quick , means within 10 years then you put 10 lakhs, 20 lakhs instead of 1 and leave it for 10 years and you will get a good return !!!  This is the most easiest and simple way to become crorepati without doing anything and instead let mo...

Warren buffet has given two rules ... 1.Protect your capital 2.Never forget rule no. 1 Make sense right ? ofcourse it does . So never forget this two rules and you will have a nice career in stock market.  Most people say its too risky to Invest or trade in stock market , or they say ‘You will loose all your money’ they are right   But , Risks comes from not knowing what you are doing ...So to reduce risk ,learn more ! If you know fundamentals and technicals of  a company and you are getting good signal to buy then you must ! Today most people do trading in stock market !   Day trading is quickest way to financial suicide . Swing trading is good and long term investment is better ! If you found a good  stock then it is better to keep the stock as long as you can, because compounding is eighth  wonder of world ! And you will get dividends too.          J ust make one good strategy or adopt one good strategy and follow it . ....

  For investment in stock market , real estate or any financial markets you need to have one basic thing i.e. common sense and a strategy !  Most People think ,you need to have high IQ to invest in stock market or only high IQ people are can make money in stock market that's absolutely wrong ! To make money in STOCK MARKET you need to have more of a common sense ! SO the question arises how and when to invest ? so there is no Rule or anything written on when to invest but one should invest only if he/she is debt free and he/she has made an emergency fund to cover up 3 months of basic expenses ! Then you are ready to go !  Now there are two things you can do in stock market , one is v alue investing for long term and the second one is trading .... In trading one can do intraday trading and swing trading... Now what is intraday and swing trading , In intraday trading one buys and sell stock within a day and in swing trading one buys stock and holds for some days to some ...