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Showing posts from January, 2021

Are Bonds really safe ?

A bond is an instrument of indebtedness of the bond issuer to the bond holder . The most common type of bonds include government bonds and private company bond .   Bonds are really safe investment then stocks ! Government bonds are alot safe then some companies bond , Issuer issues bond with coleteral which i s very good . Bonds are of many types Fix rate interest bond , Variable interest bond and some more ! Benjamin graham (Guru of warren buffet ) always says, that you have to put 25% of your capital in bonds and remaining 75 in stock . Its like diversifying your portfolio which is good. Spread it as you build it . See if you have 1,00,000 Rs then you should not put 100% of your capital in stocks ... You should divide your capital into some parts like 25% must be invested in bonds (unwritten rule) and 10% in gold and remaining in Stocks i.e. 65% ! There is a saying ‘‘ spread it as you build it ’’ ! So Always divide your capital into many assets !  Some say bond's and debentu...

5 Tips to Become professional Investor and trader

1_LEARNING CONTINUOUSLY Never stop learning ,If you have reached your goal and you think that '' i am best trader/investor NOW then you are just fooling yourself ! Learn from your mistakes and learn CONTINUOUSLY , never stop learning because if you stop learning then you are going to get replace by someone else who knows new skills then you !!  2_DON'T MAKE SAME MISTAKES One is good if he learns from his mistakes but one is better if he learns from others MISTAKES ! So learn from others MISTAKES don't waste your time doing the same mistake !  3_NEVER LISTEN TO MARKET NEWS  Most of news which are in Market are just noise and they are not important too ! People who can't make money by investing in Stocks they start forecasting about stocks ! So just follow your instincts and your knowledge !  4_MAKE A JOURNAL  Always make note of all your transactions in a journal and read that book once in a month and try to learn what MISTAKES you have done and make sure you don...

Invest in what ?

  1.The best investment ever you can make is buying House ! House is something which gives you returns in the form of value appreciation and the risk in buying House is negligible, zero risk !!   House is safest Investment you can ,invest in . If you buy an house in some good area and you gave it to tenant then you will get rent money !As peter lynch says in his book ,that Start investing only after you have buyed House !  2. Invest in Index fund . Putting money in index like NIFTYBEES etc  By investing money in Index you will indirectly invest in indias GDP ! As you all know indias GDP % increases year after year ! So don't think Too much just put some money in index !  3. Put money in bonds ! Bonds are safest Financial instruments to invest if you are safe player ! Bonds will give you more returns then Saving account and the risk is also very less ! Government bonds are good to go . According to Benjamin graham book , Always put 25% of your capital in bon...

How to Create wealth ?!

  I will not waste you time by writing unprodutive things , I'll get direct to point ...There are many secrets of how to become millionaire and one of then is TO CREATE MANY SOURCE OF INCOME !  So the biggest secret to become billionaire is to have passive income . If you see all the millionaires and billionaires have many source of income and they know how to multiple their money ! So creating passive income is first step to become financially independent !! Create many sources of income some examples are as follows. 1.Buy home and give it on rent. 2.Invest in Stocks, bond's !  3.Do freelancing. 4.Buy properties , lands !  5.Invest in gold ! etc. There are many ways of passive income you can google it , the above mentions are common and very easy to apply !  But the most important thing is , You must learn one skill and give your 100% to learn and become best at that skill ! Because if you are not good at that skill then anyone can replace you like its happenin...

How to become rich ? Through stock market

  Rich  !!! we all wanna become rich, So for that you have to do only one thing i.e. Invest in Stock market .   So how to do it ...  You just have to save 1 lakh Rupees or any specific amount you can save and then put your money in index (NIFTY50) Or any index of your country (Average return is 15% for NIFTY) and leave it for 40 years and after 40 years your 1 lakh will become around 2.2 crore's ...Suppose your age is currently 20 and if you put 1 lakh in NIFTY50 then when you will turn 60 years you will have 2.2 crores for your retirement ! so ,you don't need to worry about your retirement , because if you put 1 lakh in NIFTY50 or any good index then you will have money to spend after you turn 60. If You wanna become rich quick , means within 10 years then you put 10 lakhs, 20 lakhs instead of 1 and leave it for 10 years and you will get a good return !!!  This is the most easiest and simple way to become crorepati without doing anything and instead let mo...